KATHMANDU, July 16: Nabil Bank Limited has marked its 42nd anniversary by reaffirming its commitment to its “Banking & Beyond” philosophy and announcing plans to place artificial intelligence (AI) at the centre of its future banking strategy.
At an anniversary event, Chairman Nirvana Kumar Chaudhary said the bank's 42-year journey had been built on the trust of customers, shareholders, regulators, partners and employees.
“Trust is our greatest asset, and it will continue to be the foundation of our future,” Chaudhary said, adding that innovation remained part of Nabil's DNA.
Reflecting on the bank's history, Chaudhary said Nabil had consistently led change in Nepal's banking sector, including through the launch of nBank and the establishment of the country's first investment bank.
He said the bank was now preparing to lead the next major transformation in banking—the era of artificial intelligence.
“The next evolution of nBank will place AI at the very centre of everything we do,” Chaudhary said. According to him, the move will support smarter banking, personalised services, faster lending, improved risk management, enhanced customer experiences, greater financial inclusion and stronger security.
He, however, stressed that the bank's technological transformation would continue to serve a fundamentally human purpose.
“Banking has never been only about money. It is about enabling dreams, supporting entrepreneurs, helping families build their future and contributing to the prosperity of Nepal,” he said.
CEO Manoj Kumar Gyawali said the bank's anniversary was an opportunity to look ahead with confidence and a renewed commitment to creating lasting value for customers and the nation.
“We are not just an institution that provides banking services; we are a reliable partner that supports you on your journey of dreams, possibilities and success,” Gyawali said.
Established in 1984, Nabil Bank now serves more than 2.6 million customers through 264 branches and 315 ATMs, with 2,469 employees.
The bank said it has financed several key sectors of the economy, including Rs. 53.31 billion in agriculture, Rs. 51.06 billion in energy, Rs. 45.92 billion in micro, small and medium enterprises (MSMEs), and Rs. 11.10 billion in tourism.
Nabil's financial growth has also been significant over the past four decades. From a net worth of Rs. 28 million and a net profit of Rs. 1 million in fiscal year 1984/85, the bank's net worth reached Rs. 70.83 billion and its net profit stood at Rs. 6.76 billion in the third quarter of fiscal year 2025/26.
The bank's total deposits have reached Rs. 588.85 billion, while total loan disbursement stands at Rs. 464.10 billion. Its total assets have reached Rs. 718.42 billion.
To mark the anniversary, Nabil Bank has also launched a 42-day promotional campaign featuring discounts and special offers.
Under the campaign, residents of Hetauda and Birgunj affected by road expansion projects can access a reconstruction home loan scheme at a concessional rate of base rate plus a 0.5 percent premium.
New locker subscribers will receive a 42 percent discount on security deposits, while e-commerce merchants will get a 50 percent discount on the EPG integration fee.
Customers applying for Nabil credit cards during the promotional period will receive a lifetime waiver on annual and renewal fees. Debit cards applied for on the anniversary day will also receive a full fee waiver valid for four consecutive years.
Nabil Bank said it aims to become Nepal's most trusted, reliable and future-ready bank as it continues its digital transformation and expands its role in the country's financial ecosystem.
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